TLDR Tech / Crypto
Why Stablecoins Make Instant Payments Obsolete
Fintechs like Venmo and Airbnb charge 1.5-1.75% fees to front capital for "instant" payments. Monad's L1 blockchain enables 10,000 TPS and sub-second finality, allowing USDC settlement without prefunded pools. This eliminates short-term loan fees by providing true real-time liquidity and 24/7 settlement.
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