TLDR Tech / InfoSec
When Geopolitical Events Disrupt the Cloud: Insurance Coverage for Data Center Supply Chain Losses in a New Era of Conflict
Geopolitical disruptions — maritime incidents, energy grid instability, and state-linked cyberattacks targeting AI infrastructure — now represent a credible and systemic trigger for data center losses that extend well beyond an operator's own physical footprint. Service interruption and contingent business interruption (CBI) coverage are the primary policy mechanisms at play, but insurers are expected to contest claims by narrowing "dependent property" scope and invoking war or cyber exclusions where attribution to a state actor is alleged. Data center operators should audit CBI provisions for supply chain depth, scrutinize war and cyber exclusion language for ambiguity carve-backs, and frame any geopolitically-linked claims around causation specifics before insurers establish the narrative.
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