TLDR Tech / Fintech
Wallet Wars Pt 4: The Personal Finance Agent
The next wave of consumer fintech isn't an app. It's a personal agent. Nobody's built the product yet. In the guardian agent war, there isn't a winner yet. Maybe it's a partnership, an acquisition, or a company we haven't seen yet. One that starts with the agent-first assumption and builds backward into financial infrastructure. The way Stripe started with developers and built backward into the financial system.
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