TLDR Tech / Fintech
Visa brings onchain lending into everyday payments
Visa is combining VisaNet settlement data with blockchain lending infrastructure to help stablecoin-linked card programs and fintechs access working capital, using real-time payment performance to support underwriting, collateral management, and automated repayment. The model is already live with Credit Coop, which has financed more than $2.5 billion of settlement volume with zero defaults, as Visa expands its broader stablecoin strategy across settlement, card programs, and digital asset infrastructure.
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