TLDR Tech / Crypto
The x402 Wallet Problem
x402's payment rails function correctly, but wallet onboarding is broken across three dominant patterns – plaintext local keys with no recovery, per-app embedded wallets that fragment funds, and managed wallets that lock users inside a single provider's infrastructure. The proposed fix inverts the current model: rather than applications provisioning wallets, users should bring a single portable wallet to every x402-compatible service, with one identity and one key set universally accessible. Para is a reference implementation of this architecture, where users own keys, email recovery is native, and the wallet is fully decoupled from the application layer.
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