TLDR Tech / Fintech
The checkout is dead pt 2: invisible commerce
Agentic commerce is shifting from visible checkout flows to fully invisible payments triggered by real-world events, where AI agents autonomously execute transactions without user interaction. Current attempts to embed checkout into chat interfaces have failed, with Walmart seeing a 66% drop in conversion, highlighting that agents need machine-native payment rails rather than human-designed flows. The future likely requires new payment protocols, identity systems, and controls to enable secure, autonomous agent spending.
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