TLDR Tech / Crypto
Stablecoins Solve Transfers - The Missing Steps for Real-World Adoption
The gap between stablecoin transfers and real-world usability becomes apparent when looking at depositing to Fidelity Cash Management. The Fidelity card is widely considered the best debit card for international ATM withdrawals with top FX rates, but it takes 8 days for funds to clear. Stablecoins have solved step 1 (transferring value), but steps 2 and 3 (off-ramp infrastructure and instant availability with no hold periods) remain unsolved and are what's stalling real-world base payments adoption.
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