TLDR Tech / Fintech
Stablecoins are giving embedded finance a second life
Stablecoins are revitalizing the embedded finance model by allowing software companies to offer global balances, payments, yield, and financial services without building country-by-country banking infrastructure. As AI commoditizes software development, the strategic advantage shifts to proprietary financial data and money flows, giving platforms like Deel, Ramp, Shopify, and Block a durable moat through transaction history, balances, and lending data that competitors cannot easily replicate.
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