TLDR Tech / Crypto
Stablecoin and LATAM Fintech Remittance
After 6 months on the ground across Brazil, Mexico, Argentina, Colombia, and Peru talking to users, mapping competitors, and stress-testing assumptions against internal P2P, card, and pay data, the author argues most fintech decks are getting LATAM wrong. Key blind spots include not knowing actual corridor sizes, what percentage of users want USD vs. local currency, and why Mexico digitalizes at 25% while Colombia is over 50%. The thread provides a ground-level corrective to the "stablecoins are the killer of cross-border payment" pitch deck thesis and maps both the real obstacles and the genuine opportunity across the region.
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