TLDR Tech / Fintech
Six threats demand a new playbook for banks in wealth and asset management
Banks are facing mounting pressure from tech-native firms, direct-to-consumer asset managers, and decentralized finance players that are steadily eroding their dominance across the financial value chain. The shift toward AI-driven advice, modular platforms, tokenized assets, and localized strategies is forcing incumbents to rethink how they deliver performance, own client relationships, and compete on data and distribution. To stay relevant, banks must choose between becoming digital gatekeepers, alpha-focused investment engines, or asset-light orchestrators, each requiring bold build, buy, or partner decisions.
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