TLDR Tech / Crypto
Neobanks chasing crypto-native users
Neobanks like Dakota, Rain, Stablecoin, MoonPay, and Blend are building near-identical stablecoin-powered products for the same small crypto-native audience instead of everyday consumers and businesses. Most people don't care whether a payment settles via ACH, Fedwire, SWIFT, or stablecoins. They care about speed, cost, and reliability. The bigger opportunity is using stablecoin infrastructure to serve the much larger legacy-banking market instead.
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