TLDR Tech / Fintech
Infrastructure Is Not Strategy: The Cost of Making Payments Decisions Too Early
Many companies believe they have a payments strategy when what they actually have is a vendor selection. The difference is costing them more than they realize. Not because they chose the wrong provider or because their technology failed, but because the architecture was locked in before anyone defined the strategy. By the time the economics become visible, the cost to unwind them is measured in engineering sprints, customer migration risk, operational disruption, and months of foregone revenue.
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