TLDR Tech / Fintech
H1 global fintech funding grows 23% YoY
Global fintech startups raised $28.6 billion in the first half of 2026, up 23% year over year, even as the number of funding rounds fell 26% as investors concentrated capital into fewer, much larger deals. AI continues to attract the strongest investor interest, with mega rounds for companies like Ramp, Ebury, and Alan driving much of the funding, while the US accounted for more than half of all capital deployed. Meanwhile, the IPO market remains largely on hold, with fintech leaders including Stripe, Plaid, Ramp, Revolut, and Monzo continuing to stay private despite rising valuations.
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