TLDR Tech / Fintech
Global cyber fraud shifts toward bots and desktop attacks
Global cyber fraud reached 1.6% of 116 billion transactions in 2025, driven by a 19% increase in attacks, with bot-driven fraud surging 59% while human-led fraud grew modestly. North America remained stable at 2.2% fraud rates, but saw a sharp shift toward desktop browser attacks, which more than doubled as mobile app attacks declined significantly. The data suggests fraud is becoming more automated and sophisticated, with attackers exploiting weaker channels and leveraging malware to execute persistent, small-scale financial theft.
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