TLDR Tech / Fintech
Crypto enters the mortgage market via FNMA-eligible loans
A new offering is bringing digital assets into home financing by letting buyers use crypto holdings to support their down payment without selling them. Better Home and Coinbase structured the product so borrowers take out a second loan backed by Bitcoin or USDC alongside a standard conforming mortgage, with both loans bundled into a single payment. The move signals crypto's growing integration into mainstream financial infrastructure, especially as regulators warm to including digital assets in mortgage risk assessments.
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