TLDR Tech / Crypto
Catena, a Bank for AI Agents
Catena is a fintech building regulated financial infrastructure for AI agents that addresses the gap between autonomous software requirements and legacy payment rails that settle slowly, charge high fees, and flag non-human transaction patterns. It provides programmable accounts with operator-defined controls, letting businesses set granular spending policies and delegate authority to agents transacting across wires, ACH, and onchain stablecoin rails without sharing corporate account access. The company has filed for a National Trust Bank charter with the OCC, a path that, if approved, would make Catena a regulated fiduciary for autonomous financial operations and give enterprise clients a compliance framework for deploying agents at scale. Catena is led by Sean Neville, co-founder of Circle, alongside team members from Brex, Square, Affirm, and Airwallex.
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